Private Lending Opportunity

Secured Note Against ₱86M As-Is Value Condo

Earn 18-24% fixed annual returns secured by a luxury 154 sqm condominium in Vertis North, Quezon City. Conservative LTV.

Review Deal Terms

High Park Tower II

Vertis North, Quezon City

The Collateral

A Trophy Asset in a
Premier Growth Corridor

Secured by the largest unit in High Park Tower II — a sprawling 154 sqm residence located on the amenities floor, offering direct access to the pool, gym, and function rooms. Larger than the penthouse, this unit represents a unique asset in the Vertis North district.

Comparable Valuation

Market listings for 164 sqm units in Tower I are valued at ₱92,000,000.

Immediate Equity

Asking price of only ₱86,000,000 creates an instant equity cushion for lenders.

Prime Location

Situated in Vertis North, the emerging central business district of Quezon City, developed by Ayala Land.

Investment Structure

The Offering

Capital deployment for lien payoff and operational expansion. Clear exit strategy via refinancing or asset liquidation.

Deal Structure

Amount Requested ₱40,000,000.00
Term 12-18 Months
Interest Rate 12% - 18% p.a.
Payment Frequency Quarterly

Use of Funds

Lien Payoff Full repayment of existing ₱19.2M facility with South AsiaLink Financing Corp. to clear title.
Working Capital To purchase raw materials for the production of Doc Jet A-1 for the UK market.

View DoC Jet A-1 Whitepaper

Exit Strategy

Primary Exit

Primary exit is repayment via proceeds from the Q2 2027 UK fuel contract

Secondary Exit

Secondary exit is the strategic sale of the property, which is already being marketed at ₱86M.

Legal Protections

Institutional-Grade Security Perfection

We prioritize lender protection through strict legal structuring, ensuring a first-lien position and clear remedies in the event of default.

1

First-Lien Position

A Real Estate Mortgage (REM) will be annotated directly on the Condominium Certificate of Title (CCT) in favor of the lender, ensuring priority of claim.
2

Title Custody

The original physical CCT will be surrendered to and held by the lender (or designated third-party escrow agent) for the entire duration of the term.
3

Default Protections & Cure Period

A 15-day cure period for missed quarterly payments, followed by a 2% per month penalty interest on arrears. Full acceleration of the note upon a 60-day default.
4

Clean Title Execution

₱19.2M of the facility is strictly earmarked to payoff the existing South AsiaLink Financing Corp facility, ensuring the new lender receives a clean, unencumbered first lien.

Next Steps

Request Due Diligence Package

Qualified investors may request the full valuation deck, CCT copy, and proposed term sheet.